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COCKBURN: No, Clinton didn’t start it. I mean, as I said, it’s been going on since the 1980s at least. Well, no, since the—you could—I like to date it from, actually, 1978, when the Supreme Court basically abolished the usury laws, which, you know, for a while had stopped banks charging, you know, 30 percent for credit cards and things like that. No, Clinton joined in, I have to agree. Clinton was certainly part of it. But that was in the—you know, because Clinton was going along with the Republican Congress. So when the Republican Congress wanted, for example, to repeal the Glass-Steagall Act, which was a very important law from the 1930s from the New Deal that said, basically, that banks that took your money and mine, I mean commercial banks that took our deposits, couldn’t use that money for speculating on Wall Street like investment banks do. You know, they couldn’t do that. They couldn’t be both investment banks and commercial banks. That got repealed in 1999, thanks to the efforts of, well, a lot of people, particularly that Republican senator, Phil Gramm. And Clinton signed it. So Clinton was an enabler, if you like, but, you know, this was business and Wall Street and the Republicans leading the charge on this one.
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COCKBURN: Sure. I mean, what Michael Greenberger was talking about there was the creation of the legalization of this credit default swap, which is basically a form of gambling. It’s basically a way of taking bets, making bets on whether companies and bonds and various other financial instruments would fail or not, and it was actually something that was rendered illegal in 1929. So they legalized it, and that enabled them to make, basically—well, to persuade themselves that they weren’t taking any risk in them giving people these very, you know, squishy loans, the subprime loans, and all sorts of other credit, like cars. They’d taken bets so that if they failed, if the loans went bad, they were covered. I mean, it gets a little bit more complicated than that, but that’s basically it. This kind of legalized gambling, Wall Street gambling, this is really almost a culminating stage of something that had been going on since at least 1980, or since the Reagan administration, ’cause what Reagan and his merry men hated and what Wall Street always hated was the New Deal, was the reaction to the 1929 crash when, you know, we’d had all sorts of regulation and law enforcement, which had stopped these idiots, you know, for a while at least, you know, bringing the economy down around our ears. But, you know, with all sorts of legislative, you know, lobbying and paying off politicians and corrupting the media and, you know, part of a huge offensive, what we had was the stage set by 2000 for the whole lawless condition on Wall Street that has brought us, you know, the current financial meltdown, which is still going on.